People in general, don't like to plan ahead.

When I visited OCS, they said I was thinking too far ahead.

When I talked to my mom about my plans in December, she said I was thinking too far ahead.

When I talked to some friends about future, they said I was nuts to think about 3 years later.

BUT,

I still like to plan ahead. Not that I'm being stubborn and refuse to listen to almost everyone around me, but that's my way of life. Okay, sounding very stubborn, but this is one thing that will never change in me. If one day you see me not planning ahead, I have - most likely - given up in life.

This morning when I was in the showers, I thought about what my mom said last night about my december plans. I thought about what I'm going to tell her the next time we talk (if I still remember).

Only when you plan ahead, you will be able to maximise your gains, or at least, the most ideal position and payoff. It's just like setting up the binomial tree of your life. (Binomial tree is something similar to a probability tree) You list out all the outcomes, best of best, best of worst, worst of worst etc... and then you discount it forward to make a decision on whether this option is in the money, at the money or out of the money for you (according to your risk appetitte, e.g. personal benchmark). After making a decision, you dont just stand still and wait for the rest to follow up... but - make alteration to your hedge position, e.g. dynamic rebalancing of a portfolio. Most likely, as N always said, "what you say or plan will always change, so I wont take your words so seriously anymore". But in my opinion, it is keeping your options open, giving yourself more breathing space... etc. UNLESS I said "I will definitely...", or else, I will usually say "I'll most likely/probability, may be...".

Of course, at times we carry certain degree of expectations, and I do try to fulfil expectations in my ways. Just that at times, people like to add in their own assumptions to mine, making life more complicated when it could be way simpler.

I enjoy this kind of simple complications though. They add challenges and dynamics to shape my worldview.